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Charity & Not for Profit Insurance

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Protecting your organisation.

Specialist, affordable insurance

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What does the policy provide cover for?
Our online insurance policy offers cover for the following:
  • Employer’s Liability
  • Public Liability
  • Products Liability
  • Contents and Office Equipment
  • Computers
  • Mobile Equipment (Laptops, Mobiles etc.)
  • Tenants’ Improvements
  • Stock in Trade
  • Rent Payable
  • Property at Exhibitions
  • Documents, Manuscripts and Business Books
  • Works of Art
  • Employees’ Personal Effects at your Business Premises
  • Service Users’ Personal Effects at your Business Premises
  • Glass and Sanitary Fixtures & Fittings
  • Business Interruption – Additional Expenditure
  • Money and Personal Accident Assault
  • Goods in Transit
(Whether each of these covers is included, and at what level, depends on the package you choose.) In addition, we can provide optional cover for:
  • Legal Expenses
  • Loss of Licence/Registration
  • Group Personal Accident
  • Terrorism
  • Protected Driver Excess and No Claims Bonus
  • Trustee Indemnity
  • Professional Indemnity
  • Employment Practices Liability
  • Fidelity

What makes our online insurance policy different?

  • Provided by NCVO Trusted SuppliersBoth Lucas Fettes and CaSE Insurance, who underwrite the policy, are Trusted Suppliers of the National Council for Voluntary Organisations (NCVO), so you can trust in our expertise, security and reliability.NCVO logo
  • Only pay for the cover you require.Our policy allows you to select from one of four packages depending on your needs. Each package has different levels of cover.
  • Cover your organisation from as little as £131 per year.
  • Optional cover for specific risks.You can choose whether you'd like to include cover for Legal Expenses, Trustee Indemnity, Professional Indemnity, Employment Practices Liability, Loss of Licence/Registration, and more.
  • We check your application thoroughly.You complete your application online and one of our experts will check it thoroughly to give you - and us - peace of mind that our policy is suitable for your organisation. We'll email you your quote within 2 working days of receipt of your application.
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Who is it suitable for?

Our online insurance policy has been specifically designed for charities, social enterprises and voluntary groups who:

  • Have a total annual income of no more than £1m, for the whole organisation (for example including trading subsidiaries)
  • Have no building to insure
  • Only undertake clerical and/or administrative work, community activities, and/or run specified events
  • Do no offer medical, nursing, or psychiatric treatment or care and/or residential services or facilities
  • Have no more than 10 full time equivalent (FTE) employees and/or 10 FTE volunteers (where one FTE is deemed to work 35 hours per week)

If this is you...

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If this does not describe your organisation but you need insurance, please click here or call us on 0330 660 0148 and we'll be happy to discuss your particular requirements.