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Charity & Not for Profit Insurance

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Protecting your organisation.

Specialist, affordable insurance

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What does the policy provide cover for?
Our online insurance policy offers cover for the following:
  • Employer’s Liability
  • Public Liability
  • Products Liability
  • Contents and Office Equipment
  • Computers
  • Mobile Equipment (Laptops, Mobiles etc.)
  • Tenants’ Improvements
  • Stock in Trade
  • Rent Payable
  • Property at Exhibitions
  • Documents, Manuscripts and Business Books
  • Works of Art
  • Employees’ Personal Effects at your Business Premises
  • Service Users’ Personal Effects at your Business Premises
  • Glass and Sanitary Fixtures & Fittings
  • Business Interruption – Additional Expenditure
  • Money and Personal Accident Assault
  • Goods in Transit
(Whether each of these covers is included, and at what level, depends on the package you choose.) In addition, we can provide optional cover for:
  • Legal Expenses
  • Loss of Licence/Registration
  • Group Personal Accident
  • Terrorism
  • Protected Driver Excess and No Claims Bonus
  • Trustee Indemnity
  • Professional Indemnity
  • Employment Practices Liability
  • Fidelity

What makes our online insurance policy different?

  • You can trust in our expertise, security and reliability.
  • Only pay for the cover you require.Our policy allows you to select from one of four packages depending on your needs. Each package has different levels of cover.
  • Cover your organisation from as little as £131 per year.
  • Optional cover for specific risks.You can choose whether you'd like to include cover for Legal Expenses, Trustee Indemnity, Professional Indemnity, Employment Practices Liability, Loss of Licence/Registration, and more.
  • We check your application thoroughly.You complete your application online and one of our experts will check it thoroughly to give you - and us - peace of mind that our policy is suitable for your organisation. We'll email you your quote within 2 working days of receipt of your application.
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Who is it suitable for?

Our online insurance policy has been specifically designed for charities, social enterprises and voluntary groups who:

  • Have a total annual income of no more than £1m, for the whole organisation (for example including trading subsidiaries)
  • Have no building to insure
  • Only undertake clerical and/or administrative work, community activities, and/or run specified events
  • Do no offer medical, nursing, or psychiatric treatment or care and/or residential services or facilities
  • Have no more than 10 full time equivalent (FTE) employees and/or 10 FTE volunteers (where one FTE is deemed to work 35 hours per week)

If this is you...

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If this does not describe your organisation but you need insurance, please click here or call us on 0330 660 0148 and we'll be happy to discuss your particular requirements.