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Home Insurance

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Protecting what matters to you.

Home insurance to protect what matters.

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Who is our home insurance policy for?

Price is of course an important consideration when buying home insurance but it’s not the only consideration. The most important thing is to ensure that your policy is suitable for your needs, and therefore offers you value for money.

There is nothing ‘standard’ about Lucas Fettes Online’s ‘standard’ home insurance policy, provided by Ecclesiastical, which provides both buildings and contents cover. We have selected Ecclesiastical as our online partner, because of the quality of their policy and customer service.

If you don’t want to spend a fortune but you do want…

  • up to £750,000 buildings cover and up to £75,000 contents cover as standard (we can provide specific or increased cover if you call us)
  • up to £3,500 for portable possessions away from cover, as standard with contents cover
  • legal expenses and home emergency protection – all at no extra cost
  • the peace of mind that your insurer has been established for 125 years, and achieves 95% claims satisfaction
  • to benefit from a generous no claims discount*…then the policy is suitable for you – please get a quote.

If you prefer, you can call us on 0345 604 6438 and quote “LF2017".


What makes this policy different?

  • Competitive premiums without compromising on cover. A competitive policy that automatically provides up to £750,000 buildings cover and up to £75,000 contents cover as standard (we can provide specific or increased cover if you call us), and up to £3,500 for portable possessions and personal belongings that you take away from your home (typical policies will charge separately for this).
  • Added extras – at no extra cost. Legal expenses and home emergency protection included at no extra cost (typical policies will charge separately for this).
  • A generous no claims discount. The policy offers a generous no claims discount depending on the number of claim free years.
  • 95% claims satisfaction. In the event you need to make a claim, you can do so quickly and easily online, or by calling Ecclesiastical’s UK-based team. You can contact Ecclesiastical 24 hours a day, seven days a week, and claims are paid within four working days of agreement – so it’s no wonder they achieve 95% claims customer satisfaction.
Get started

If you prefer, you can call us on 0345 604 6438 and quote “LF2015".